Simple Ways To Find Your Health Insurance Policy Number

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Suppose you come across something serious, and you are temporarily unable to control the home affairs? It is important to have your loved ones access to important matters, such as your insurance papers, personal information, and other necessary information.

It can happen to anyone: a sudden hospitalization, a traffic accident or an accidental fall at home. Precisely there must happen. Firstly, there is the concern for the victim of course, who hopefully will soon top. But if the victim is the one who always controls the home affairs, starts for the partner or others in the immediate vicinity Great Find the important paperwork. The policy of the health insurance, the bank details, the car papers, just to name a few.

Then, it is of great importance that there is a folder in the closet state in which all conceivable data can be found, including repositories of the keys and documents which might be required. It's just a drawing to create the folder, but that's all the more reason to do it early. Imagine that you - or any other - should get the whole job done if the worst comes to the worst! This checklist will help you a hand! We help you step by step to set your 'noodmap' 'together.


What you need
Ring binder with two or four rings in a striking color. Make sure the folder is identified by writing on both the front and on the back: "EMERGENCY".
Recordable tabs.

Hole puncher.
Plug Cover (for documents and other paperwork that you do not want holes or puncture).
Writing paper in A4 format.
Checklist: This must be it

1. Personal Information
The full name, date of birth, citizen service number (BSN) and preferably a copy of the passport of you and your partner belong under this tab. Also write down where the original passport and possibly to find a marriage certificate or civil partnership.

2. Phone and e-mail
Who should be first informed if something happens to you? It is convenient their names and phone numbers should be indicated on a separate page so that the user of the folder does not have to weigh himself who he does and does not have any delay. Think of children and other close relatives, but also a domestic help, neighbors, associations in which you are active, voluntary, employer, church and so on. An ex-partner may also belong in this list.

Insist also stop and think if anyone should have access to your email and your computer. Maybe you want to just leave it to a trusted person. Consider the necessary usernames and passwords to that person and only his or write its name in the directory.

3. Medical
Write down names and phone their GP and other health care providers and health care facilities that you use. The policy of your health insurance, both basic and any additional insurance policy, you can also save in the folder. Do you prefer the policy in a different place than enough copies. The care card, you can always carry with you,
For example, in your wallet. folder write the location of the card and swipe to the hospital (the so-called punch plate). Indicate whether you have registered as a donor and where to find the donor's card. Collection under this chapter continue all the important information about your health, such as blood type, diseases and disorders, allergies and other details that may be of interest. This should include the names and dosages of medications you are taking. It is to consider stopping the package leaflets in the folder.

4. Testament / codicil
A complete testament does not belong in the noodgevallenmap, a reference to the site of a copy though. Please include the name and telephone number of the notary who keeps the original. A codicil, which for example needs are included on your funeral, you can keep at home. In an insert sleeve in the folder for example, or in another place that you list in the folder. If you have appointed an executor in your will, make a note here his or her name and address.

5. Banking
Money matters should indeed be clear to users of the noodgevallenmap, but that does not mean you will write down PINs or secret codes of internet banking has to give. That would make it very easy to a potential thief. Moreover, it is forbidden to use the secret codes of another. Do you find it necessary that someone has access to your bank account, you can open him or her authorize or and / or account.

It is obvious that the partners together account or authorize another, but you can also consider entrusting a child, another family member or a good friend this role. The name and address of the representative or joint account holder please state in the noodgevallenmap.

It should further only the most necessary data at home, so: which bank you have a payment, savings or investment account and under what number? Do you have a business savings account? If you have a loan and, if so, which bank? Which debit and / or credit cards you have and where you keep it? Do you have a safe? Have you lent money to someone? What are your bank statements? If you capture that information, you reduce the chance that your next of kin in case of death to see some of your assets over the head. Optionally, you can also mention here the name and address of your accountant or tax adviser.

6. Insurance
Listed sites of policies relevant insurance policy numbers and corresponding insurance. Think of life insurance, accident insurance, funeral insurance, home insurance, continuous travel insurance, liability insurance and car insurance. Optionally, you can also stop in the policies folder, or copies thereof. Please include the name and address of your insurance broker.

7. Work and Income
Your potential employer must be notified quickly in an emergency. Early this chapter so the mention of employer contact for reporting sick and a phone number. Also note other sources of income, such as pension funds, benefit agencies and insurance companies, for example, if you enjoy annuity benefits. A reference to a site of annual statements, kopie√'n tax returns and notices of assessments and surcharges can be useful.

8. Pets
What happens to your pet if you (temporarily) unable to care for the animal? Ask someone here and write down his or her name and telephone number. Also make sure that the necessary
data on the animal itself are recorded, such as vaccinations and other medical details needed care, pedigree papers et cetera.

9. Property
Where is the lease or ownership evidence and the mortgage? Those who have spare keys to the house? In an apartment for sale: who is the contact for the Homeowners' Association? Is there a recent valuation, given them the repository. Also, a real-property stop may be of importance. Is there a service contract for (small) maintenance on the property? Or for maintenance on the heating system? Which provider (s) run (mobile) telephone, Internet and cable subscriptions? Who is your energy supplier? All information necessary for an outsider not so easy to get behind-being. Write them down!

10. Auto and relatives
Write down the license plate number and the repository of the registration certificate, insurance papers, MOT-test certificate and keys. Data on any loan that is linked to the car, also deserve a place in this chapter. Consider also other vehicles and related matters. A scooter or caravan you could call this chapter, as well as a scoot-mobile or microcar.

Store the folder in a location that is also an obvious outsider, such as a dresser in the living room. It is also advisable to tell a few people that the folder is, for example, the children and / or neighbors. Hopefully not need fast folder and he is next year in exactly the same spot in the closet. Get him in that case, another time out to check that the data is up to date. So that your helpers in a real emergency will greatly ease your carefully tracked folder for emergencies.

Passwords and PINs
You can almost do without passwords and PINs. To withdraw money, but also for checking your bank balance and email. It is not wise to save this mine of information in one folder, because that is the jackpot for burglars. Store in a safe can, but who will keep an extra key? You might want to encrypt the passwords with a mnemonic and then save. And you can also leave a sealed envelope to a counselor.


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